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TNNurse

(7,559 posts)
Sun Jun 21, 2026, 06:31 PM 3 hrs ago

I am going to start

but this is going to take awhile and I will need to update.

I am 76, my sister is 82. She is a retired professor of English specializing in Southern Literature. She has lived alone her adult life. She has never been more physically active than normal daily life. When she retired she moved to be close to my husband and me. We have a brother but he lives on Vancouver Island and has some health issues. We live in East TN.

Several months ago, I became aware that she was not paying her bills, not even opening her mail. I was already POA so I plowed through piles of paperwork to learn her finances. It was a lot. Put many bills on autopay and then learned about insurance and investments.

I took her car keys and she did not complain. I sent my POA paperwork everywhere needed.

I now pay her bills, monitor her investments and worry. I will say, she is financially secure. I do not worry about money.

Money has lost its meaning to her. She is content for me to handle everything.

On Memorial Day, she fell and broke her hip. She went to rehab and is now in assisted living they were generous to accept her, she is not independent enough. She has a caregiver who has been helping and will continue.

I sign paperwork, I make decisions. I am managing her life as well as that of my husband and mine.

This is a lot of work. I recommend people learn about someone's life before they are required to learn it quickly.

I jokingly said I would become a consultant. I could teach people what they need to know and do. I would charge $1000/ hr for this.

I now have to make sure her house and belongings are secure. It is something new every day.

stay tuned there will be updates. Thanks for listening.

23 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
I am going to start (Original Post) TNNurse 3 hrs ago OP
You're a good sister malaise 3 hrs ago #1
Thanks, but there is no one else. TNNurse 2 hrs ago #2
I could tell you stories malaise 2 hrs ago #10
I second that emotion. yellow dahlia 2 hrs ago #3
Hey TNNurse, you're a good one to your loved ones. I hope that all turns out well, and wish all of you the best. SWBTATTReg 2 hrs ago #4
that is our job now HAB911 2 hrs ago #5
Yeah, I am the baby in the family. TNNurse 2 hrs ago #9
Our baby sister died first malaise 2 hrs ago #13
That would ForgedCrank 2 hrs ago #6
Wonderful malaise 1 hr ago #19
We are each other's best friend.... MiHale 2 hrs ago #7
I have been there stage left 2 hrs ago #8
Just to add I would take care of my sister without question, stage left 2 hrs ago #12
gentle hug 🫂 to you and your family. mwmisses4289 2 hrs ago #11
Hugs to you MerryBlooms 2 hrs ago #14
Oh, my, that is rough. TNNurse 39 min ago #21
Thank you JMCKUSICK 1 hr ago #15
peace PJMcK 1 hr ago #16
Really just telling you this to let you know if you find yourself TNNurse 1 hr ago #17
Good luck TNN BeneteauBum 1 hr ago #18
Dear TNNurse I'm so sorry you are going through this FakeNoose 1 hr ago #20
The big message here is that we old folks need to come to malaise 36 min ago #22
Hang in there. You're in our thoughts!.... paleotn 27 min ago #23

TNNurse

(7,559 posts)
2. Thanks, but there is no one else.
Sun Jun 21, 2026, 06:54 PM
2 hrs ago

She and I did something similar for our mother, but there were two of us and that was 35 years ago. It is hard.
She has been a wonderful sister.

malaise

(299,433 posts)
10. I could tell you stories
Sun Jun 21, 2026, 07:17 PM
2 hrs ago

about parents and siblings dumped by family.
Those of us who really love and like our siblings and their kids understand commitment. It’s a lifelong approach.
On the other hand, I try hard not to judge because a lot of folks reap what they sowed.
You are a good sister.

SWBTATTReg

(26,505 posts)
4. Hey TNNurse, you're a good one to your loved ones. I hope that all turns out well, and wish all of you the best.
Sun Jun 21, 2026, 06:57 PM
2 hrs ago

You're probably aware of this, but perhaps have someone lined up to take care of either of the two of you, should something (horrors) happen to either the two of you.

My best again, to you all. Being strong, being by yourselves, etc. is such a profound statement that 'HEY, I can stand do it'. So many of our elderly (including me, my folks, etc.) all wanted their independence until the absolute last second. Nothing wrong w/ that.

HAB911

(10,685 posts)
5. that is our job now
Sun Jun 21, 2026, 07:01 PM
2 hrs ago

I moved my brother from Roswell to "here" in 2012 and had to do exactly what you describe. I had him for three short years before he passed. My wife's sister passed three years ago in Texas without a will and we just closed on her house sale two weeks ago, long long story. It took me a long time to come to the realization that those of us that were always the youngest of the family are now all that is left, everyone has gone before. I'm there with you.

TNNurse

(7,559 posts)
9. Yeah, I am the baby in the family.
Sun Jun 21, 2026, 07:15 PM
2 hrs ago

Our father died at 50, our mother at 76 (my age). It is exhausting. It is also scary to be responsible for her money.

malaise

(299,433 posts)
13. Our baby sister died first
Sun Jun 21, 2026, 07:20 PM
2 hrs ago

She was 48. She would have been the only one under 70 today.

ForgedCrank

(3,139 posts)
6. That would
Sun Jun 21, 2026, 07:10 PM
2 hrs ago

be a lot of stress.
I do the same thing for several blind people. Pay bills, manage finances, drive them to the stores and medical appointments, etc, but I don't get involved in their day to day living. That would be a tall order adding all of that on top of it. It's really time consuming and sometimes difficult to keep it all straight in my head juggling the different households. I have extensive notes to help me remember who goes where, when, what gets paid and all of that. Not to mention going through refrigerators every week sorting for expired foods that need discarded, all sorts of stuff.
Thank God you are there for her and taking care of all this for her, she's very lucky to have you.

MiHale

(13,274 posts)
7. We are each other's best friend....
Sun Jun 21, 2026, 07:12 PM
2 hrs ago

Family or neighbors…. Gotta watch out for each other.

stage left

(3,379 posts)
8. I have been there
Sun Jun 21, 2026, 07:15 PM
2 hrs ago

and done that. It's not easy. First for my mother and then for my mother-in-law. I'm not the greatest with figures, but my husband was worse, and I managed. I wish you the best as you undertake this task.

stage left

(3,379 posts)
12. Just to add I would take care of my sister without question,
Sun Jun 21, 2026, 07:19 PM
2 hrs ago

But she is younger and has two fine devoted sons. I am fortunate to have my daughter here with me now that I'm a widow.

MerryBlooms

(12,556 posts)
14. Hugs to you
Sun Jun 21, 2026, 07:27 PM
2 hrs ago

I'm 63 in a couple days, I care for my soon to be 83 y/o sis.
Sis is not literate, so has always had a POA. I'm local for medical and bills, second POA is banking and yearly medical insurance.
Type 2 diabetic, onset dementia, kidney disease, etc... it's a lot to take on.
Plus, I do the yard, cooking, cleaning and 13hrs a week outside our home. Omgosh, shopping and pharmacies some weeks lol
I have one sister come in for 3hrs 2xs a week now.
It's still a lot.

Hang in there, hon! 🥰🥰🥰

TNNurse

(7,559 posts)
21. Oh, my, that is rough.
Sun Jun 21, 2026, 09:02 PM
39 min ago

So far, I have been fortunate enough that she agrees with what I can make happen. I

TNNurse

(7,559 posts)
17. Really just telling you this to let you know if you find yourself
Sun Jun 21, 2026, 08:28 PM
1 hr ago

in this position, it is best to know more from the start. I had to learn so much of what her expenses and assets were.

Also, we sold her car to her caregiver. When I cancelled her car insurance I learned that her premium for one year was almost $1000 more for one car, than ours was for three vehicles. Older people need someone to be involved...I was not paying attention to much.

BeneteauBum

(931 posts)
18. Good luck TNN
Sun Jun 21, 2026, 08:28 PM
1 hr ago

As I’m in my mid seventies, I’ve planned a future to alleviate any burden on my family. My youngest has offered to be my caregiver if needed which I appreciate but hope to avoid.

I would hope that we boomers would have enough awareness to avoid interrupting the lives of our loved ones. Daunting to consider but I can’t just party for the next twenty five years….or more.

Peace ☮️

FakeNoose

(42,934 posts)
20. Dear TNNurse I'm so sorry you are going through this
Sun Jun 21, 2026, 08:31 PM
1 hr ago

We had a similar situation in my family, except for the fact that I'm the oldest of 9. So there are siblings to share the burden in my family. I'm 75 (oldest) and my next sister in line was diagnosed with fronto-temporal dementia when she was only in her mid- 40's. Her husband divorced her and gave her the house but not the kids, so she was on her own. This happened about 30 years ago, and my #2 sister was unable to take care of herself. Finances weren't an issue because her ex-husband still paid her support (even though it wasn't legally required). Long story short, my #3 sister gave up her job and social life in Pittsburgh, moved to New Jersey, and became the fulltime caregiver for the #2 sister. The other sibs tried to help out of course, but my #3 sister took on a huge responsibility. She's the only saint in our family, and every family needs a saint. May God bless you and keep you strong and healthy.

malaise

(299,433 posts)
22. The big message here is that we old folks need to come to
Sun Jun 21, 2026, 09:06 PM
36 min ago

terms with the fact that we will reach a point where we can’t cope and need to organize the paperwork before that time comes.

paleotn

(23,043 posts)
23. Hang in there. You're in our thoughts!....
Sun Jun 21, 2026, 09:15 PM
27 min ago

East TN. My better half grew up in the Knoxville area. Farragut.

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