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[LuckyCharms]

This message was self-deleted by its author (LuckyCharms) on Thu Dec 18, 2025, 07:42 PM. When the original post in a discussion thread is self-deleted, the entire discussion thread is automatically locked so new replies cannot be posted.

[hlthe2b]

1. You are supposed to use your official signature, but you might take it to your bank/credit union...

and have them advise you on how to avoid having it questioned.

[ProfessorGAC]

2. That's The Best Path

Usually tellers know what to do, so it's not like he'd need an appointment with a VP.
I was on the board of a pretty big CU for a long time & found them to be pretty flexible & the tellers to be very kno

[Nittersing]

3. I've endorsed mine with my first and middle initial and my last name

And have never had any problems. I've had checks made out to my nick name and signed with the nick name and signed with my initials. They've all gone through just fine.

[LuckyCharms]

4. The first letter of my nickname is not the same as...

the first letter of my real name.

[Nittersing]

5. Same. Editing... meaning mine are also not the same... lol

[LuckyCharms]

6. So if the check was made out to your nickname...

You still sign with the first initial of your real name?

[Nittersing]

9. I have done both

My real name is Elizabeth. My usual nickname is Beth.

I have signed with "Beth" or "E" or "Elizabeth." All have been fine.

[LuckyCharms]

10. OK!! I'm going to sign it as "Beth"!

Thank you!

[Nittersing]

11. LOL

Hi Beth!

[LuckyCharms]

12. MY NAME IS NOT BETH!

Holy cow! Now I'm really confused! I'll never be able to cash this check!!

[rsdsharp]

26. Send it to me! I'll get it cashed!

[AZJonnie]

7. Like Dick and Richard?

MY GUESS: I would just sign it with the same signature you sign your checks and such with. I think what they'll care most about is that there's an account they can take it BACK from if the check-writer were to complain. They care less about the signature matching the name on the check than they would about the sig being the recognized one of the account holder into who's account the funds were placed. I think your signature is essentially saying "I promise this is written to me". That's my guess that seems logical but could be wrong

Hope your feeling better lately Lucky my man!

[LuckyCharms]

8. Sort of Jonnie...

Only "Dick" would be misspelled as "Diki".

Thanks for your kind words friend!

[Iggo]

13. Walk into your branch and explain it to a human.

That’s the way I’d do it.

Good luck!

[LuckyCharms]

14. You mean, like...

I HAVE TO LEAVE THE HOUSE???

[Iggo]

15. I know, right?

[Skittles]

20. weren't you just waxing on about a 12 dollar breakfast?

GET OUT OF THE HOUSE AGAIN

[discntnt_irny_srcsm]

16. I don't know if this has changed and never verified it beyond accounting class.

Sign the name written on the face of the check as spelled.
Below sign your name as you would per the legal name your account is registered to.
If it's written to Peggy Smith, sign Peggy Smith then sign Margaret A Smith below.

[nuxvomica]

18. That's been my understanding

Write the payee name then your legal name below it. But if it's a common nickname, like "Joe" for "Joseph", it's usually no necessary.

[Xavier Breath]

17. With my signature you can make out maybe two letters, and I've never had an issue with getting a check cashed.

I'd think the bigger issue would be your ID vs the payee name.

As someone else suggested, go inside the bank and speak with a teller. I'm sure payee name issues like this crop up all the time.

[Sogo]

19. If it was mine, I'd sign it with first initial of first name, then full last name, and then

under that write "for deposit only - account # xxxxxxxxx"

[LuckyCharms]

21. Update for those interested: I took the check to the bank.

I explained the entire situation to the teller, and she told me to just use my traditional signature. I did so, and deposited the check.

She did, however, securitize the check for about 30 seconds. It got kind of wadded up in my pocket because I shoveled snow with it in my pocket prior to going to the bank. Also, the person who made that check out from the organization that held the raffle had really terrible handwriting. These things made the check look really sketchy.

I'm not sure how I would have fared if I tried to do a mobile deposit on my phone with that check.

Thank you all for your responses.

[True Dough]

22. Way to go,

Michael!

[Niagara]

23. You tell 'em, Harker!

I was just reminiscing about the time I called you by Harker's handle by mistake.

[True Dough]

25. I think everyone on DU

should be named Harker. Then you'd never have to worry.

[Niagara]

27. lol

I can't remember who it was, but someone made a suggestion that we all should change our handles to Floyd R Turbo.


It was a long time ago but that suggestion still makes me laugh to this day.


We'll have to put it to a vote: "Harker" or "Floyd R Turbo".

[True Dough]

28. I'm going to stick with Harker.

If we were all Floyd, the world would quickly run out of emojis.

[Niagara]

29. Harker it is

I found some cool emojis but the html in them sometimes changes them to DU emojis.

●'◡'● (*°▽°*) ❁´◡`❁


You might have teach Floyd about GIFS one day. I think he might like those!

[True Dough]

30. Gifs?

I don't know anything about no gifs!?!

[Niagara]

31. I forgot to rec this response, True

[Niagara]

24. Yay!!!

[JMCKUSICK]

32. You can endorse " For Deposit Only " with the account number and see if they flag it.